AgentWallet — Financial Infrastructure for AI Agents
AI agent wallets, payments and programmable controls. Access is invite-only. Product illustrations below use example activity; amounts, timing, markets and roadmap capabilities are not availability guarantees.
AgentWallet gives AI agents a programmable financial workspace: allocate funds, connect wallet resources, make payments and use virtual cards with spending controls. Integrate through APIs and MCP. Availability depends on your account, provider configuration and verification requirements.
https://agentwallet.ai/mcp/ownerOr paste the full mcp.json snippet
{
"mcpServers": {
"agentwallet-onboarding": {
"url": "https://agentwallet.ai/mcp/owner"
}
}
}One principal. An agent fleet.
A shared activity view.
- FIfinance-agent-07Financepaid invoice · Datadog$2,990now
- COconcierge-08Opspaid vendor · Zoom$14611s
- SUsupport-bot-02Opsapproved expense$6127s
- MEmedia-buyer-10Growthrenewed credit · LinkedIn Ads$79454s
- SAsales-outbound-05Growthbought placement · Reddit$6881m
- QAqa-tester-11Engpaid API credit · Replicate$902m
- MEmedia-buyer-10Growthbought placement · Google Ads$1,0864m
- DEdevops-bot-04Engpaid API credit · Replicate$2207m
- SUsupport-bot-02Opsapproved expense$17512m
Built for teams shipping autonomous agents
Wallets, payments and controls.
Built around your agents.
Connect agent budgets, wallet resources, payment actions and communication tools through a common account model. Configure the capabilities your provider and account support before enabling real spending.
Start with a funded account.
- Allocate funds through the account and principal hierarchy
- Keep agent budgets distinct from provider balances
- Review the currency for each allocation
- Confirm funding and account prerequisites
- Understand programmable wallets
Connect available financial resources.
- Attach supported existing resources
- Request provisioning through configured providers
- Check current account capabilities first
- Provider verification and eligibility apply
- Explore agent wallet resources
Attach a virtual card to an agent.
- Link virtual-card resources to individual agents
- Read masked card metadata through wallet tools
- Configure supported card controls
- Issuance depends on provider approval and availability
- Review virtual cards for agents
Choose a supported payment route.
- Discover payment capabilities for your account
- Supply the recipient and route-specific fields
- Apply permissions and spending checks
- Review execution results and payment activity
- Plan an agent payment integration
Assign responsibility and limits.
- Organize agents under principals and accounts
- Use scoped credentials for agent access
- Set per-transaction, daily and monthly spending limits
- Route qualifying spending requests for approval
- Learn about spending controls
Connect communication resources.
- Link inbox resources to agents
- Use configured communication integrations
- Keep access scoped to the owning account
- Channel setup and provider availability apply
- Review communication tools
Your agent framework.
A controlled financial interface.
Connect compatible MCP clients or call the API from your application. Keep agent credentials, budgets and permissions explicit. Framework logos illustrate potential integration environments, not certified connectors or an assurance that every client supports every tool.
THE PROBLEM
Your agents need money. Your card doesn't.
An autonomous agent may need to pay for an API, service or supplier. A production integration needs more than a payment credential: it needs an owner, a budget and an authorization policy.
No identity
Attribute activity to the agent and account responsible for it.
No control
Limit credentials and spending authority before granting payment access.
No reach
Payment availability varies by provider, recipient, country and currency.
No principal
Decide who can authorize spending and how requests requiring review are handled.
THE PRODUCT
A financial workspace per agent.
Configured for your account.
Wallet resources, linked to agents.
Allocate agent funds and link supported fiat or crypto resources. The available currencies, networks and payment routes come from your configured provider capabilities.
Agent-linked virtual cards.
Provision or attach an agent card where supported. Configure available card controls and use masked metadata when full card details are not needed.
An accountable ownership model.
Organize agents under principals and accounts. Scope access and review ledger and payment activity without assuming every action carries an on-chain signature.
Connected communication tools.
Link inbox and other supported communication resources. Channel availability and setup depend on the configured integrations.
API and MCP integration.
Connect a compatible MCP client or integrate with the API. Complete authentication and account setup before calling payment tools.
Programmable spending controls.
Set transaction and period limits, apply permissions and review spending requests that require approval. Control coverage is route-specific: the generic x402.pay_url path does not apply the ledger spending-cap gate. Review the chosen payment path before enabling access.
Plan the integration before moving money.
This animated walkthrough is illustrative, not a live provisioning response. Read the payment API guide for account setup, credentials and resource prerequisites.
Evaluate the infrastructure
your payment flow actually needs.
Evaluating Stripe
- Start with the merchant and checkout model
- Identify the payment product being compared
- Check the supported integration surface
- Verify account and geographic eligibility
- Review authorization and token handling
- Read current provider documentation
- Read the sourced Stripe comparison
Evaluating Circle
- Start with the wallet and stablecoin workflow
- Distinguish wallet tooling from payment services
- Check custody and signing responsibilities
- Confirm supported chains and assets
- Review controls available in the chosen product
- Read current provider documentation
- Read the sourced Circle comparison
Evaluating AgentWallet
- Agent-linked resources and allocated budgets
- Account, principal and agent ownership
- API and MCP integration surfaces
- Spending policies and approval flows
- Provider-dependent resource provisioning
- Invite-only access and verification requirements
- Explore the financial infrastructure guide
Build around a defined
spending workflow.
Recruiting operations
Explore agent-managed supplier payments with explicit budgets and recipient requirements. Keep eligibility and approval checks in the workflow.
Concierge purchase workflows
Evaluate permitted purchase flows for your agent. Merchant compatibility and payment completion must be verified for each integration.
Developer tool budgets
Allocate a budget to a coding agent and restrict its spending permissions. Review purchases rather than handing it an unrestricted shared credential.
Treasury operations
Prepare payment instructions and review available routes before execution. Do not assume a provider supports every country, currency or payment type.
Support operations
Use scoped tools to review payment activity and prepare follow-up actions. A support workflow should not assume universal refund capability.
Your integration
Map the account owner, agent budget, provider resources and approval policy before enabling spending. Start with the developer documentation.
Agent credentials.
API and MCP.
Explicit permissions.
Give your agents money.
Keep the control.
Request access to explore agent wallets and developer tools. Registration is currently invite-only. Funding, resource provisioning and production payments depend on account setup, verification and provider availability.
From an agent wallet to a controlled payment
Create an agent under your account, allocate a budget, connect the resources your provider makes available, and authorize payment actions. Review capabilities and limits before enabling real spending.