Six primitives.
One agent identity.
AgentWallet is six tightly-integrated primitives — wallet, card, principal, comms, MCP, controls — that compose into a complete financial identity for any AI agent.
A multi-rail balance,
native everywhere.
Fiat + USDC, side by side. Top-up via card, ACH, SEPA, Pix, or a USDC transfer. Send to 208 countries on 9 rails. The agent picks the rail; you pick what's allowed.
- → USD, EUR, GBP, BRL, INR, MXN + 85 more — held native
- → USDC on Base, Polygon, Solana with auto-bridging
- → Local pay-in accounts in 40+ countries
- → Sub-second settlement on Pix, UPI, FedNow, SEPA Instant
A card per agent.
Issued in seconds.
Every agent gets a virtual card with its own PAN, CVV, and limits. Token never leaves our vault. Use anywhere cards are accepted.
- → Visa and Mastercard issuing — pick the network per program
- → Per-agent daily / monthly caps · per-merchant allowlists
- → MCC blocks (gambling, crypto exchanges, adult)
- → Geofencing — country / region allowlists
- → Apple Pay / Google Pay tokenization for human-paired agents
Every action,
cryptographically signed.
Every agent runs under a principal — a verified human or service. Every transaction is signed, logged, attributable. Your CFO can answer "who authorized this" in court.
- → 1 principal → many agents · agents can't sign for each other
- → Multi-sig — 2-of-3 humans for high-value spend
- → Rotation on principal change without re-provisioning agents
- → Verifiable signatures exposed via webhook + audit API
Real comms.
Real identity.
Every agent gets an email, a phone number, a WhatsApp Business handle, and a profile page. Vendors call, banks 2FA, candidates DM. The agent answers — not you.
- → SMS-verifiable phone numbers in US, UK, IL, BR, IN
- → WhatsApp Business with template approval handled
- → Inbox with structured extract (invoices, receipts, OTPs)
- → End-to-end log for every message in the principal audit
Plug.
Pay.
One MCP endpoint per wallet. Any LLM, any agent framework, your homegrown agent — they all connect, sandbox, and transact in 60 seconds. No SDK boilerplate.
- → Tools: spend, refund, quote, balance, statement, contact
- → Capabilities map auto-injected into agent system prompt
- → Spend approvals streamed to principal via webhook + WhatsApp
- → Idempotent — agent retries are safe
Caps that travel
with the agent.
Daily, weekly, monthly. Per merchant, per category, per country. Approval workflows for spend over threshold. Kill-switch in one click. Every guardrail you'd want around a 22-year-old new hire — applied to a model that processes 1,000 decisions an hour.
- → Spend caps · MCC blocks · geofences · merchant allowlists
- → Tap-to-approve via WhatsApp / iOS push for spend ≥ threshold
- → Anomaly detection auto-freezes on out-of-policy patterns
- → One-click freeze · resumable from same wallet ID