Product tour: this page introduces agent resources and ownership. For wallet architecture, allocation and evaluation, read the AI agent wallet guide.
Agent resources, in one product tour.
Provision resources through supported flows.
AgentWallet organizes allocated balances, cards, communication resources and signing integrations under agents and principals. Resource and payment availability depends on account eligibility, provider configuration and the selected route.
Why every AI agent
needs its own wallet.
The moment an autonomous agent does anything real — books a flight, pays a freelancer, refunds a customer, buys data, calls another agent's API — it needs to move money. Sharing your corporate card with a model is not a payment strategy. Per-agent wallets are.
Identity
every agent is distinguishable on every receipt, statement and audit log
Limits
daily caps, merchant allowlists and MCC blocks per agent, not per company
Attribution
agent and principal attribution with route-specific signing
Containment
a compromised agent can't drain the company; only its wallet
Composability
agents can pay other agents over MCP, AP2 or x402 without leaving the platform
What's actually in
an agent wallet.
A wallet for an AI agent is not a single balance. It's a full financial identity: money, a card, comms channels, an MCP tool surface, and a cryptographic link to the human or service that owns it. Everything an agent needs to operate in the real economy.
Provision once and your agent can pay vendors, receive payouts, settle in USDC, call another agent's paid endpoint via x402, or sign an AP2 mandate — all from the same wallet.
Four steps. Under a minute.
From npm install to first transaction.
Start with account access, then create an agent and provision eligible resources through supported interfaces. The steps below are integration concepts, not a single-call provisioning contract.
Create an AgentWallet account
Request account access with your work email. Verification and onboarding requirements depend on the account and provider.
Grab your API key & MCP URL
Use the API credentials and per-agent MCP connection details available for your account. Confirm tool permissions and provider setup before execution.
Provision the wallet
Create an agent and configure its eligible resources. Wallet, card, inbox, phone and USDC setup are not promised as an atomic operation.
Fund & let the agent transact
Top up via card, ACH, SEPA, Pix or USDC transfer. Set per-agent caps. Your agent can now spend, receive payouts, and call other agents — all under the limits you set.
Who is already using
a wallet for their agents.
AgentWallet powers wallets for the most demanding agent use cases on the market today — from recruiting agents that pay candidates, to coding agents that buy compute, to treasury agents that move millions in USDC.
Pay candidates & vendors
Source, screen, schedule and pay sourcing fees, referral bonuses or assessment platforms — all from a per-agent wallet with per-vendor caps.
Buy compute, APIs & tools
Coding agents pay for GPU time, model inference, GitHub seats, Vercel deploys and SaaS trials — capped by daily spend and merchant category.
Move USDC & fiat at scale
Treasury integrations can use the account's enabled payout and USDC routes. Cross-chain sweeps and universal rail availability are not promised.
Book travel, gifts, services
Personal AI agents that book flights, hotels, dinners and gifts on behalf of a verified human principal — with multi-sig approvals on high-ticket spend.
Issue refunds & goodwill
Support agents resolve tickets and push refunds or goodwill credits straight to a customer card or USDC wallet — fully audited and reversible.
Run ads autonomously
Media-buying agents fund Meta, Google, TikTok and X ad accounts on a virtual card, with hourly spend ceilings and platform allowlists.
A wallet for an agent is
not the same as a card on file.
Founders often ask "can't I just give my agent a Stripe key, a corporate card, or a crypto wallet?" Here is why a purpose-built agent wallet wins on every dimension that matters in production.
| Capability | Shared corporate card | Personal crypto wallet | AgentWallet |
|---|---|---|---|
| Per-agent identity | No | Manual | Yes — automatic |
| Daily / merchant caps | Coarse | N/A | Per agent & per merchant |
| Fiat + USDC in one balance | No | USDC only | Yes |
| Inbox + phone for the agent | No | No | Built in |
| MCP / AP2 / x402 native | No | x402 only | All three |
| Audit trail per agent action | No | On-chain only | Route-specific audit records |
| Provision time | Days | Minutes | Not benchmarked |
One MCP endpoint. One API key.
Plugs into every agent you ship.
AgentWallet is model- and framework-agnostic. Drop the MCP URL into your agent's tool config, paste your API key, and the agent can provision wallets, issue cards, move USDC and pay vendors — without you writing a single line of payments code.
Claude (Anthropic)
Native MCP support. Add the AgentWallet MCP server in Claude Desktop or via the Anthropic API and Claude can spend, refund and settle.
GPT-5 & GPT-4.1 (OpenAI)
Wire AgentWallet as a function-calling tool or via the Responses API. Works with Assistants, Realtime and Agents SDK.
Gemini 2.5 (Google)
Register the MCP endpoint in Gemini's tool-use config. Pro and Flash both support per-agent wallets out of the box.
Cursor
Add AgentWallet to Cursor's MCP config so the agent can buy compute, top up API credits and pay for SaaS while it codes.
Claude Code
First-class MCP. Give Claude Code a wallet and it can pay for the tools and infrastructure it needs to ship a feature end-to-end.
Windsurf (Codeium)
Drop the MCP URL into Windsurf's Cascade config. Cascade agents can now provision wallets and pay for cloud resources autonomously.
Replit Agent
Connect AgentWallet to a Replit Agent so it can pay for deploys, databases and third-party APIs while it builds.
Devin (Cognition)
Give Devin a per-task wallet with a hard daily cap. It can buy what it needs to finish a ticket — nothing more.
LangChain & LangGraph
Connect through supported MCP or API interfaces and inspect the advertised tools. Policy enforcement depends on the tool and execution path.
LlamaIndex
Use the AgentWallet ToolSpec to give any LlamaIndex agent — ReAct, OpenAI, or Workflow — a real financial identity.
Vercel AI SDK
One-line install. experimental_createMCPClient picks up the AgentWallet endpoint and exposes wallets to your AI SDK agents.
Perplexity Labs
Research agents pay for paywalled sources, premium APIs and dataset licenses on a metered wallet — no shared corporate card.
Cline
Cline picks up the AgentWallet MCP server automatically. Self-hosted coding agents get a real wallet with caps, audits and KYB-bound principal.
OpenHands (OpenDevin)
Give an OpenHands runtime its own wallet so the agent can buy compute, install paid packages and pay third-party APIs while it works.
Aider
Terminal-native pair programmer. Aider reads the AgentWallet MCP config and can pay for inference, hosting and SaaS without leaving the shell.
Hermes 3 / 4 (Nous Research)
Run Hermes locally on Ollama, vLLM or Together. AgentWallet exposes wallets through MCP so even self-hosted models can transact.
Grok 4 (xAI)
Wire AgentWallet into Grok's tool-use API. Same per-agent wallet, principal binding and spend caps as every other model.
CrewAI
Give every Crew member its own wallet, or share one team wallet with role-based caps. Settle inter-agent payments natively over x402.
AutoGen (Microsoft)
Register AgentWallet as an AutoGen tool. Conversational agents, group chats and workflows all get audited financial identities.
Mastra
TypeScript-first agent framework. Drop in @agentwallet/mastra and your workflows can move money with the same ergonomics as any other tool.
Bring your own agent
Custom in-house agent? Anything that can speak MCP, OpenAPI or plain HTTPS + Bearer can use AgentWallet. One endpoint, one key, full coverage.
Any agent that speaks MCP, OpenAPI or plain HTTP can use AgentWallet. The endpoint is one URL.
Read the developer docs →Wallets for AI agents,
answered.
What is a wallet for an AI agent?
An agent wallet associates a software agent with allocated balances, optional resources, an MCP endpoint and a principal relationship. Resource and payment availability depends on account eligibility, provider configuration and the selected route.
How do I get a wallet for my AI agent?
Request access, create an agent and configure the resources enabled for your account. Provisioning steps and funding paths vary by provider.
Does the agent wallet work with my LLM / framework?
Yes. AgentWallet exposes one MCP endpoint that any model — OpenAI, Anthropic, Google, Llama, Mistral, your own — can call as a tool. We ship first-class adapters for LangChain, LlamaIndex, Vercel AI SDK, OpenAI Assistants, Claude tools and CrewAI. You can also call the REST API directly.
Can my agent send money to another agent?
Agents can use configured payment interfaces, including x402 for compatible endpoints. Network, authorization and record coverage depend on the selected execution path.
Is a wallet for an agent the same as a crypto wallet?
AgentWallet combines agent balance allocation with optional card, communication and USDC integrations. Crypto is one payment path; enabled resources and coverage depend on account setup.
How do you stop an agent from going rogue?
Supported spend-gated routes check per-transaction, daily and monthly caps and can require approval. Generic x402.pay_url has an optional per-call maximum, not the mandate-bound spend gate.
Which countries and currencies do you support?
Resource and payment availability depends on account eligibility, provider configuration and the selected route.
How much does a wallet for an agent cost?
Contact the team for current resource, transaction and account pricing.
Get a wallet for your agent.
Today.
Request access and review integration prerequisites. Production access depends on account approval and provider setup.