A wallet for your agent.
Provisioned in 412ms.
AgentWallet gives every AI agent a complete financial identity — a fiat wallet, a USDC wallet, a virtual card (Visa or Mastercard), an inbox, a phone number and a verified principal. One API call. One MCP endpoint. Any model. Any framework.
Why every AI agent
needs its own wallet.
The moment an autonomous agent does anything real — books a flight, pays a freelancer, refunds a customer, buys data, calls another agent's API — it needs to move money. Sharing your corporate card with a model is not a payment strategy. Per-agent wallets are.
Identity
every agent is distinguishable on every receipt, statement and audit log
Limits
daily caps, merchant allowlists and MCC blocks per agent, not per company
Attribution
every transaction signed by the agent and traceable to a human principal
Containment
a compromised agent can't drain the company; only its wallet
Composability
agents can pay other agents over MCP, AP2 or x402 without leaving the platform
What's actually in
an agent wallet.
A wallet for an AI agent is not a single balance. It's a full financial identity: money, a card, comms channels, an MCP tool surface, and a cryptographic link to the human or service that owns it. Everything an agent needs to operate in the real economy.
Provision once and your agent can pay vendors, receive payouts, settle in USDC, call another agent's paid endpoint via x402, or sign an AP2 mandate — all from the same wallet.
Four steps. Under a minute.
From npm install to first transaction.
Getting a wallet for your AI agent on AgentWallet is a single API call once you've created an account and verified your principal. Here is the canonical flow our customers use to ship to production.
Create an AgentWallet account
Sign up with your work email. Verify your principal (KYB for companies, KYC for solo builders). Takes ~3 minutes; no card required.
Grab your API key & MCP URL
From the dashboard, copy a sandbox API key and your unique mcp.agentwallet.ai endpoint. Drop both into your agent framework (LangChain, LlamaIndex, Vercel AI SDK, your own).
Provision the wallet
One POST /v1/wallets with an agent name. You get back a wallet id, a virtual card, an inbox, a phone number and a USDC address — atomic, in ~412ms.
Fund & let the agent transact
Top up via card, ACH, SEPA, Pix or USDC transfer. Set per-agent caps. Your agent can now spend, receive payouts, and call other agents — all under the limits you set.
Who is already using
a wallet for their agents.
AgentWallet powers wallets for the most demanding agent use cases on the market today — from recruiting agents that pay candidates, to coding agents that buy compute, to treasury agents that move millions in USDC.
Pay candidates & vendors
Source, screen, schedule and pay sourcing fees, referral bonuses or assessment platforms — all from a per-agent wallet with per-vendor caps.
Buy compute, APIs & tools
Coding agents pay for GPU time, model inference, GitHub seats, Vercel deploys and SaaS trials — capped by daily spend and merchant category.
Move USDC & fiat at scale
Treasury agents settle vendor invoices, sweep USDC across chains and run global payroll on Pix, SEPA Instant, FedNow and 9 other rails.
Book travel, gifts, services
Personal AI agents that book flights, hotels, dinners and gifts on behalf of a verified human principal — with multi-sig approvals on high-ticket spend.
Issue refunds & goodwill
Support agents resolve tickets and push refunds or goodwill credits straight to a customer card or USDC wallet — fully audited and reversible.
Run ads autonomously
Media-buying agents fund Meta, Google, TikTok and X ad accounts on a virtual card, with hourly spend ceilings and platform allowlists.
A wallet for an agent is
not the same as a card on file.
Founders often ask "can't I just give my agent a Stripe key, a corporate card, or a crypto wallet?" Here is why a purpose-built agent wallet wins on every dimension that matters in production.
| Capability | Shared corporate card | Personal crypto wallet | AgentWallet |
|---|---|---|---|
| Per-agent identity | No | Manual | Yes — automatic |
| Daily / merchant caps | Coarse | N/A | Per agent & per merchant |
| Fiat + USDC in one balance | No | USDC only | Yes |
| Inbox + phone for the agent | No | No | Built in |
| MCP / AP2 / x402 native | No | x402 only | All three |
| Audit trail per agent action | No | On-chain only | Signed & immutable |
| Provision time | Days | Minutes | 412ms |
One MCP endpoint. One API key.
Plugs into every agent you ship.
AgentWallet is model- and framework-agnostic. Drop the MCP URL into your agent's tool config, paste your API key, and the agent can provision wallets, issue cards, move USDC and pay vendors — without you writing a single line of payments code.
Claude (Anthropic)
Native MCP support. Add the AgentWallet MCP server in Claude Desktop or via the Anthropic API and Claude can spend, refund and settle.
GPT-5 & GPT-4.1 (OpenAI)
Wire AgentWallet as a function-calling tool or via the Responses API. Works with Assistants, Realtime and Agents SDK.
Gemini 2.5 (Google)
Register the MCP endpoint in Gemini's tool-use config. Pro and Flash both support per-agent wallets out of the box.
Cursor
Add AgentWallet to Cursor's MCP config so the agent can buy compute, top up API credits and pay for SaaS while it codes.
Claude Code
First-class MCP. Give Claude Code a wallet and it can pay for the tools and infrastructure it needs to ship a feature end-to-end.
Windsurf (Codeium)
Drop the MCP URL into Windsurf's Cascade config. Cascade agents can now provision wallets and pay for cloud resources autonomously.
Replit Agent
Connect AgentWallet to a Replit Agent so it can pay for deploys, databases and third-party APIs while it builds.
Devin (Cognition)
Give Devin a per-task wallet with a hard daily cap. It can buy what it needs to finish a ticket — nothing more.
LangChain & LangGraph
Install @agentwallet/langchain. Every tool call is signed by the agent's principal and capped by the wallet's policy.
LlamaIndex
Use the AgentWallet ToolSpec to give any LlamaIndex agent — ReAct, OpenAI, or Workflow — a real financial identity.
Vercel AI SDK
One-line install. experimental_createMCPClient picks up the AgentWallet endpoint and exposes wallets to your AI SDK agents.
Perplexity Labs
Research agents pay for paywalled sources, premium APIs and dataset licenses on a metered wallet — no shared corporate card.
Cline
Cline picks up the AgentWallet MCP server automatically. Self-hosted coding agents get a real wallet with caps, audits and KYB-bound principal.
OpenHands (OpenDevin)
Give an OpenHands runtime its own wallet so the agent can buy compute, install paid packages and pay third-party APIs while it works.
Aider
Terminal-native pair programmer. Aider reads the AgentWallet MCP config and can pay for inference, hosting and SaaS without leaving the shell.
Hermes 3 / 4 (Nous Research)
Run Hermes locally on Ollama, vLLM or Together. AgentWallet exposes wallets through MCP so even self-hosted models can transact.
Grok 4 (xAI)
Wire AgentWallet into Grok's tool-use API. Same per-agent wallet, principal binding and spend caps as every other model.
CrewAI
Give every Crew member its own wallet, or share one team wallet with role-based caps. Settle inter-agent payments natively over x402.
AutoGen (Microsoft)
Register AgentWallet as an AutoGen tool. Conversational agents, group chats and workflows all get audited financial identities.
Mastra
TypeScript-first agent framework. Drop in @agentwallet/mastra and your workflows can move money with the same ergonomics as any other tool.
Bring your own agent
Custom in-house agent? Anything that can speak MCP, OpenAPI or plain HTTPS + Bearer can use AgentWallet. One endpoint, one key, full coverage.
Any agent that speaks MCP, OpenAPI or plain HTTP can use AgentWallet. The endpoint is one URL.
Read the developer docs →Wallets for AI agents,
answered.
What is a wallet for an AI agent?
A wallet for an AI agent is a programmable financial identity issued to a single autonomous agent. It includes a fiat balance, a USDC balance, a virtual card (Visa or Mastercard), an inbox, a phone number, an MCP endpoint and a cryptographic link to a human principal. The agent uses it to pay, get paid, and transact with other agents under limits you set.
How do I get a wallet for my AI agent?
Sign up at agentwallet.ai, verify your principal, and call POST /v1/wallets with the agent's name. You'll receive a wallet id, virtual card, USDC address, inbox and phone number in about 412ms. Fund the wallet via card, ACH, SEPA, Pix or USDC and the agent is ready to transact.
Does the agent wallet work with my LLM / framework?
Yes. AgentWallet exposes one MCP endpoint that any model — OpenAI, Anthropic, Google, Llama, Mistral, your own — can call as a tool. We ship first-class adapters for LangChain, LlamaIndex, Vercel AI SDK, OpenAI Assistants, Claude tools and CrewAI. You can also call the REST API directly.
Can my agent send money to another agent?
Yes. Agent-to-agent (A2A) payments are first-class. Two AgentWallet wallets can settle in USDC instantly, and any agent can pay an external endpoint over the x402 protocol. Both flows are signed end-to-end and reconciled on a shared ledger.
Is a wallet for an agent the same as a crypto wallet?
No. A crypto wallet holds keys for one chain. An agent wallet on AgentWallet holds fiat and USDC together, ships a virtual card, an inbox, a phone, and a verified principal binding — and it works on regulated rails in 14 countries with payouts to 208. Crypto is one rail among many.
How do you stop an agent from going rogue?
Every wallet has hard caps — daily, monthly, per merchant, per MCC, per geography. High-value spend can require 2-of-3 human signatures. Every transaction is signed by the agent, attributed to its principal and written to an immutable audit log. A compromised agent can only spend what its wallet holds, and you can revoke the wallet in one API call.
Which countries and currencies do you support?
AgentWallet is live for issuance in 14 countries, supports payouts to 208 countries on 9 rails (ACH, SEPA, SEPA Instant, Pix, UPI, FedNow, Wire, SWIFT and USDC), and holds 91 currencies natively.
How much does a wallet for an agent cost?
Provisioning a wallet is free. You pay standard interchange on card transactions, a flat fee per payout, and zero monthly minimums during early access. Volume pricing is available for fleets above 1,000 agents.
Get a wallet for your agent.
Today.
Provision your first wallet in under a minute. Sandbox is free, no card required. Production access activates as soon as your principal is verified.