A wallet for
every agent you deploy.
AgentWallet gives every AI agent a full financial identity — a fiat wallet in 40+ countries, a crypto wallet, a payout catalog across 91 currencies & 208 countries, a virtual card, an inbox, a phone, and WhatsApp. Plug in your agent — Claude, GPT, Gemini, Cursor, or your own — with one API key and one MCP endpoint. Every agent runs under a verified principal with signature rights you control.
https://agentwallet.ai/mcp/ownerOr paste the full mcp.json snippet
{
"mcpServers": {
"agentwallet-onboarding": {
"url": "https://agentwallet.ai/mcp/owner"
}
}
}One principal. Twelve signing agents. One live ledger.
- FIfinance-agent-07Financepaid invoice · Datadog$2,990now
- COconcierge-08Opspaid vendor · Zoom$14611s
- SUsupport-bot-02Opsapproved expense$6127s
- MEmedia-buyer-10Growthrenewed credit · LinkedIn Ads$79454s
- SAsales-outbound-05Growthbought placement · Reddit$6881m
- QAqa-tester-11Engpaid API credit · Replicate$902m
- MEmedia-buyer-10Growthbought placement · Google Ads$1,0864m
- DEdevops-bot-04Engpaid API credit · Replicate$2207m
- SUsupport-bot-02Opsapproved expense$17512m
Built for teams shipping autonomous agents
Not just a wallet. A whole bank stack
wrapped around every agent.
Acquiring, global accounts, issuing, payouts, crypto, identity and a comms layer — one API, one principal, one audit log. Whatever your agent needs to move money, it's already wired.
Accept on every rail your agent will ever ask for.
- Cards — Visa, Mastercard, Amex, Discover, JCB, UnionPay
- Bank debits — ACH, SEPA, BACS, BECS, PAD
- Real-time — PIX, UPI, FedNow, FPS, SPEI, PromptPay
- Wallets — Apple Pay, Google Pay, PayPal, Alipay, WeChat
- Stablecoins — USDC, USDT on 8 chains
A real bank account in every market your agent operates.
- Local IBANs in EUR, GBP, USD, CAD, AUD, SGD, HKD, JPY
- Multi-currency balances — hold in 91 currencies
- Named beneficiary — wires arrive in the agent's name
- FX at interbank +0.4% — convert on demand, mid-market
- Yield-bearing USDC on idle treasury (opt-in)
Spin a card per agent, per task, or per merchant.
- Visa & Mastercard virtual + physical, in 40+ countries
- Per-merchant locks — Stripe-only, OpenAI-only, vendor-only
- Velocity caps — per hour, per day, per task
- 3DS on the agent's phone — biometric step-up
- 1.2% cashback on agent spend back to the wallet
Pay anyone, anywhere, in the rail they expect.
- 208 countries · 91 currencies · 4,000+ banks
- Local rails — ACH, SEPA Instant, Faster Payments, PIX, UPI
- Card pushouts — Visa Direct, Mastercard Send
- Stablecoin — USDC / USDT on Base, Solana, Polygon, Arbitrum
- Mass payouts — 50,000 recipients in one call
A verified principal — not just a key in a .env.
- KYB-on-the-agent — DUNS, beneficial owner, jurisdiction
- Signed AP2 mandates — agent + human + scope, every action
- Per-agent limits — daily / weekly / per-tx, in code
- Approvals — push, email, Slack, WhatsApp, manager chains
- Immutable audit — every cent, every signature, exportable
Every agent gets a phone, an inbox, and a WhatsApp.
- Dedicated inbox — receipts, invoices, 3DS codes auto-parsed
- Phone number — SMS & voice OTP, per agent, US/UK/EU
- WhatsApp Business — vendors and approvers chat the agent
- MCP webhooks — every message becomes a tool-call
- Auto-redaction — PII never leaves the audit boundary
One wallet.
A thousand agents.
Zero new integrations.
Claude. GPT. Gemini. Grok. Cursor. Devin. LangChain. CrewAI. Your own agent. They all share the same wallet, the same MCP endpoint, the same audit log. Spin up a new agent on a Tuesday — it pays, signs, and reports through the rails you already shipped. No new keys. No new vendor. No new compliance review.
THE PROBLEM
Your agents need money. Your card doesn't.
Every agent you ship eventually needs to pay for something — an API call, a SaaS tool, a contractor, a refund, an ad spend. Today you wire it through your personal card, the founder's company card, or you don't ship at all. That breaks the moment you have more than one agent.
No identity
Your agents don't have a name on the receipt. Audit logs are useless. Spend rolls up to one human card.
No control
One stolen API key or a hallucinated checkout and the agent drains your card. There's no spend cap that travels with the agent.
No reach
Your card is a US-issued card. Your agents pay vendors in Brazil, India, Nigeria, Kenya. Cross-border on a card costs 4% and takes 3 days.
No principal
Who signed off on this $4,200 charge? "The agent did" is not an answer your CFO will accept. You need a verified human in the loop.
THE PRODUCT
A full financial identity per agent.
Provisioned in one call.
Fiat & crypto, side by side.
A USD/EUR/GBP/BRL/INR wallet with local pay-in and pay-out rails. A USDC wallet on Base, Polygon, Solana. The agent picks the rail; you pick what's allowed.
A card per agent.
Visa and Mastercard issuing. Per-agent limits, MCC blocks, geofences, and merchant allowlists. Token never leaves our vault.
Every action signed.
Each agent runs under a verified principal — a human or a service identity. Every transaction is signed, logged, and attributable.
Email. Phone. WhatsApp.
Every agent gets an email address, a phone number, and a WhatsApp Business handle. Real comms with vendors, clients, banks.
Plug-and-pay.
One MCP endpoint. Any LLM, any framework, your homemade agent — they all connect, sandbox, and transact in 60 seconds.
Caps that travel with the agent.
Daily, weekly, monthly. Per merchant, per category, per country. Approval workflows for spend over threshold. Kill-switch in one click.
Provision a wallet in one curl.
Hit run. Watch a wallet get a card, an inbox, a USDC address, a phone number, a verified principal — in under a second. Open the full sandbox →
Link gives one wallet. Circle gives a token.
We give every agent its own identity.
Stripe Link Agents
- × One shared wallet across agents
- × Card-only spend (Stripe rails)
- × No fiat payouts, no USDC, no ACH
- × No phone, no email, no WhatsApp identity
- × No principal model — agent ≠ accountable
- × US-first; limited cross-border
- × No MCP server — REST only
Circle Wallets / USDC
- × Crypto-only — USDC on-chain, no fiat rails
- × No virtual card, no ACH, no SEPA, no Pix
- × No inbox, no phone, no WhatsApp for the agent
- × No KYB-on-the-agent — wallets are anonymous addresses
- × No spend caps, MCC blocks, or merchant locks
- × No MCP — REST only, you write LLM glue yourself
- × Vendors can't accept it directly without an off-ramp
The full agentic stack
- ✓ A wallet per agent — fleet-native from day one
- ✓ Virtual card + ACH · SEPA · Pix · Wire · SWIFT · USDC
- ✓ Pay in 91 currencies, pay out to 208 countries
- ✓ Email, phone, WhatsApp — real comms identity
- ✓ Verified principal on every transaction
- ✓ Global from day 1 — agents transact anywhere
- ✓ One MCP endpoint + one API key per agent
From one agent
to a thousand.
Recruiting agents that pay candidates
Each recruiter-bot has a wallet. Pays referral bonuses, schedules interviews, books travel — under your principal, in 91 currencies.
Concierge agents that book and pay
Restaurant, flight, hotel, doctor. Agent books, pays the deposit, refunds the customer if it fails. One identity per user.
Coding agents that buy their own SaaS
Coding agents that procure their own hosting, database tier, payment account — capped, audited, killed in one click.
Treasury agents
Pay 4,000 contractors in 30 countries every Friday. The agent runs the whole payroll under your CFO's verified principal.
Refund & support agents
Support-bot resolves a ticket and refunds $42 directly to the customer's card or USDC wallet — without ticketing your finance team.
Anything an agent needs to pay for
If your agent needs to spend, receive, hold, or send money — anywhere, in any currency, on any rail — you ship it on AgentWallet.
One API key.
One MCP endpoint.
Zero ceremony.
Give your agents money.
Keep the control.
Free to start. No credit card. One wallet, two test agents, full sandbox. Production rails the day you flip the switch.